National Debt Relief Reviews · 2026

National Debt Relief settles consumer debts such as credit cards and personal loans. Merchant cash advance debt is a business obligation negotiated with commercial funders under different mechanics, including daily or weekly debits, factor rates, UCC liens, and personal guarantees. Businesses with MCA debt should compare firms that work specifically on MCA settlement.

At our August 4, 2026 check, National Debt Relief held an A+ BBB rating with accreditation since 2013, and a 4.7 Trustpilot score from approximately 44,000 reviews. Both profiles are linked on this page and both change over time, so check the live records.

Firms whose practice is business debt, and ideally merchant cash advance debt specifically. Our comparison of MCA settlement companies covers eight firms including ourselves, with every rating linked to its public source so you can verify each one before calling anyone.

We reloaded the BBB profile on September 2, 2026. It showed a BBB rating of A+, BBB accreditation since February 5, 2013, a business start date of September 23, 2009, and 535 complaints on record in the last three years with 158 closed in the last twelve months. The grade and the accreditation match what this page already reports. Read the complaint volume against the size of the business: this is a national consumer firm handling very large numbers of enrolments, so raw complaint counts are not comparable with those of a small business debt firm. The exact profile URL is in the sources list below these questions.

The Trustpilot profile showed 4.7 stars from 45,116 reviews when we reloaded it on September 2, 2026, up from the approximately 44,000 reviews recorded at the earlier check reported elsewhere on this page. The profile is claimed, was claimed in April 2015, and runs on a paid Trustpilot subscription, which means the firm can invite customers to review it. The exact profile URL is in the sources list below these questions.

The public record shows National Debt Relief as an operating New York firm with a business start date of September 2009, an A+ BBB rating, BBB accreditation since February 2013, 535 BBB complaints in the last three years, and a claimed Trustpilot profile at 4.7 from 45,116 reviews, verified September 2, 2026. That is what the record says and it is not a verdict on how the firm performs for any given client. The more useful question for a business owner is scope rather than standing: this is a consumer debt company, and merchant cash advance balances owed by a business are not what its programme is built for. Before signing with any settlement firm, confirm the exact legal entity name and its state registration, get the total cost in writing, read the termination and refund clauses, ask who represents you if a funder sues while you are in the program, and read the BBB complaints and the Trustpilot reviews yourself rather than trusting a summary, including ours.

This page covers National Debt Relief of New York, New York, the consumer debt relief company at nationaldebtrelief.com, and it looks at that company through a business debt lens. Searches for National Debt Relief LLC, national debt relief program and national debt relief reviews reach this page. National Debt Relief is not the same company as National Credit Partners of Costa Mesa or as any of the merchant cash advance settlement firms reviewed elsewhere on this site, and it sells to consumers rather than to businesses.