Privacy Policy
Effective Date: January 1, 2023
This Privacy Policy governs the collection, storage, and use of information and data collected by Business Debt Adjusters, Inc. or any of our U.S. affiliates (collectively, “Business Debt Adjusters,” “we,” “us,” or “our”), via our website at www.businessdebtadjusters.com and its subdomains or any other website operated by us that displays this Privacy Policy, by our mobile application, or by telephone, facsimile, email, or other means (collectively, and together with our website, “Business Debt Adjusters Services”).
We have prepared this Privacy Policy to explain how we collect, use, protect, and disclose information and data when business owners, designated agents, or other users of the Business Debt Adjusters Services (collectively, “you”) use our website or other services.
Please read this Privacy Policy carefully. By accessing and using this website or any other Business Debt Adjusters Services, you confirm that you have read and understand this Privacy Policy in its entirety. You understand and acknowledge that we reserve the right to amend this Privacy Policy at any time. Any changes will be reflected by the “effective” date above. Please check this webpage regularly to stay informed of updates. If material changes are made to this Privacy Policy, advance notice of such changes will be posted as required by applicable law. Continued use of the Services after the new Privacy Policy takes effect constitutes acceptance of the updated Privacy Policy.
Please also visit our Terms of Use for the rules, disclaimers, and limitations of liability governing your use of our website.
What Information Do We Collect from You?
Information Provided by You Directly or by Your Agent
Business Debt Adjusters collects information when you use our services and provide information directly or through your designated agent. Examples include:
- Personal details: Name, date of birth, contact details.
- Business details: Company name, address, and financial information.
- Loan-related data: Income, debts, assets, and government-issued IDs.
- Correspondence: Information provided during email, telephone, or other communications.
Analytics
When you use Business Debt Adjusters Services, we and our third-party service providers may utilize cookies, web beacons, and similar technologies (“Technologies”) to capture and remember certain information. You can disable cookies via your browser settings, but doing so may affect website functionality.
Why Do We Collect This Information?
Business Debt Adjusters may use the information collected to:
- • Evaluate your business’s eligibility for debt relief services.
- • Verify your identity and protect against fraud.
- • Process payments and manage your account.
- • Conduct market research and improve our • offerings.
- • Comply with legal and regulatory obligations.
- • Send updates, communications, and marketing.
How and When Is Your Information Disclosed to Other Parties?
We may disclose your information to the following parties:
- Service Providers: To assist in operating our website, marketing, or servicing accounts.
- Loan Partners: To explore alternate funding options for your business.
- Advertising Partners: To deliver targeted advertisements.
- Affiliates: For internal business purposes.
- Legal and Regulatory Bodies: To comply with legal obligations or protect our rights.
Storage and Security
We take appropriate measures to safeguard your information, but no system is 100% secure. Your information will be stored as long as necessary to fulfill its purpose or comply with applicable laws.
Your Rights
Opt-Out: You may opt-out of marketing communications by using the unsubscribe link in our emails or contacting us directly.
California Residents: Residents have additional rights under the California Consumer Privacy Act (CCPA). See our CCPA Addendum for more details.
Links to Other Sites
Our website may link to external sites. We are not responsible for the privacy practices of these sites. Please review their policies before sharing personal information.
Use by Minors
We do not knowingly collect information from individuals under the age of 13. If you believe your child has provided us with information, please contact us, and we will take steps to delete it.
Contact Us
If you have any questions about this Privacy Policy or wish to make a request under applicable law, please contact us:
Business Debt Adjusters
Attn: Data Protection Officer
400 Sylvan Ave, Ste 200
Englewood Cliffs, NJ 07632
Attn: Data Protection Officer
400 Sylvan Ave, Ste 200
Englewood Cliffs, NJ 07632
- Email: info@businessdebtadjusters.com
- Phone: (877) 817‑0404 or (877) 760‑3856
California Consumer Privacy Act Addendum
Pursuant to the California Consumer Privacy Act (CCPA), California residents have additional rights regarding their personal information. Please see the CCPA Addendum for details on these rights and how to exercise them.
