Coastal Debt Resolve: Reviews, Fees and Complaints (2026)
Coastal Debt Resolve is a Fort Lauderdale based debt relief firm whose BBB profile describes MCA and commercial debt relief for businesses of all sizes.
Who is Coastal Debt Resolve?
Coastal Debt Resolve is the trade name of ABSM, LLC, a debt relief firm at 6700 North Andrews Ave, Suite 500, Fort Lauderdale, Florida. It says it negotiates with merchant cash advance funders to restructure daily and weekly payments, and that it is not a lender. Its BBB profile lists a June 20, 2018 start date, an A+ rating, accreditation since February 28, 2024, and 71 complaints in the last three years as of November 12, 2026. Trustpilot shows 4.6 from 433 reviews.
Where Coastal lands in our 2026 ranking
Per its BBB profile, Coastal Debt Resolve provides MCA and commercial debt relief for businesses of all sizes, which puts it in the same specialist lane we work in. The firm is headquartered in Fort Lauderdale, Florida, and its BBB Business Started field shows 2018.
We have not reviewed Coastal's contracts or pricing and we do not repeat secondhand claims about any competitor, so this page is limited to what the linked public profiles show.
Strengths and considerations
What the public record shows, pulled from the linked BBB and Trustpilot profiles, rechecked November 12, 2026.
Strengths
- A+ BBB rating, and BBB accredited since 2024, per its BBB profile.
- A 4.6 Trustpilot score from 433 reviews at our November 12, 2026 check, one of the larger review volumes among MCA focused firms.
- MCA debt relief is the stated focus of the practice on its BBB profile, not a side offering.
Considerations
- In business since 2018 per BBB, a shorter operating history than firms in this category dating to the 1990s or 2000s.
- BBB accreditation began in 2024. Accreditation is a program a business applies for and pays dues to maintain; the letter grade is assigned by BBB either way.
- As with any firm, read the lower rated Trustpilot reviews and the BBB record itself, not just the headline scores. Both are linked on this page.
How Coastal compares to Business Debt Adjusters
Coastal's headline BBB grade is currently better than ours: A+ against our A-. They are BBB accredited; we are not currently accredited, though we are pursuing it. We are not going to spin the grade gap. Here is the side by side, then the case for talking to us anyway.
| Firm | BBB rating | Accredited | Trustpilot | In business since |
|---|---|---|---|---|
| Coastal Debt Resolve | A+ | Yes, since 2024 | 4.6 (433 reviews) | 2018 (per BBB) |
| Business Debt Adjusters | A- | Not currently | 4.9 (190 reviews) | 2016 (per BBB) |
- Specialization depth you can count: our lender directory holds more than 1,300 lender specific guides across over 430 MCA funders. If a funder is debiting your account, we have very likely negotiated with them or documented them.
- A longer MCA only track record: operating since 2016 per BBB, with settlement and restructuring of MCA debt as the entire practice.
- A higher Trustpilot score on a smaller volume: 4.9 from 190 reviews against 4.6 from 433. Read both profiles rather than picking the framing you like.
- Neither firm should promise you an outcome. If anyone quotes a guaranteed savings percentage on the first call, treat it as a red flag, whoever says it.
Both records are public. Read both, talk to both firms if you want, and do not sign anything on the strength of a single phone call, ours included.
Who it fits
May fit
- Businesses whose debt is specifically merchant cash advances and who want an MCA focused firm.
- Owners who weight BBB accreditation and a large recent Trustpilot volume heavily in their shortlist.
Probably not for
- Consumers with personal debts, which are a different category from business MCA obligations.
Documented complaints and legal filings
The items below come from public sources: the Better Business Bureau complaint record and court filings. They are presented as reported allegations, not adjudicated findings, and each links to its source so you can read the original.
Rated A+ and accredited since February 28, 2024. As of November 12, 2026 the profile lists 71 complaints in the last three years and 32 in the last 12 months; 48 are marked answered and 23 resolved. Read the BBB complaints →
Several recent BBB complainants describe repeated calls, some saying their numbers are on the Do Not Call registry, and some say they reported the calls to the FTC or the Florida Attorney General. In its responses the company says it added the numbers to its do not contact list and that some of the calls did not come from it. Other complaints dispute fees and refunds after a client left the program, and the company cites its no refund policy. Source →
A May 2024 deBanked report says a business owner sued MCA Resolve LLC, Coastal Debt Resolve (ABSM LLC) and several individuals in the Superior Court of Arizona, alleging fraudulent inducement, consumer fraud, unjust enrichment and breach of fiduciary duty. These are allegations. We could not confirm the docket number or the outcome.
Considering Coastal Debt Resolve? Five things to check first
These are the questions to put to any MCA settlement firm, Coastal or us, before you sign. Get every answer in writing.
1. The fee. Ask for the total fee in dollars, how it is calculated and when it is charged. Coastal’s fees page says each program’s cost is customized to the case and does not publish a percentage.
2. Who holds the funds. Ask whether your program payments go to an account in your name or to the firm, and who can move them. Coastal’s website and fees page do not say.
3. Written performance terms. Ask what happens if a funder refuses to settle, how you can leave, and what you owe if you do. Several BBB complaints dispute charges after a client left the program, and the company’s responses cite a no refund policy.
4. Licensing in your state. Coastal’s site says its service is not available in all states. Ask which states it serves and check with your state regulator. We could not confirm a state registration for ABSM, LLC from the public sources we checked.
5. How lawsuits are handled. Ask who answers if a funder sues or files a confession of judgment while you are enrolled, and whether attorney fees are extra. Coastal’s site says it works to resolve UCC liens and confessions of judgment, and that it does not give legal advice.
More MCA settlement company reviews
Compare the rest of the field on the same public-record standard we use here.
What clients say on third-party platforms
We do not publish quotes we cannot independently verify. Use the links below to read the actual public record on the platforms that host it.
Better Business BureauA+ · Accredited since 2024 · read complaints and responses→
Trustpilot4.6 (433 reviews)→
GoogleSearch public Google reviews→
Official websitecoastaldebt.com→
Verify it yourself
Every number on this page links to its public source. Open them and check.
- Official websitecoastaldebt.com
- BBB profileA+ · Accredited since 2024bbb.org
- Trustpilot4.6 (433 reviews)trustpilot.com
- GooglePublic Google resultsgoogle.com
Coastal Debt Resolve reviews: common questions
Coastal Debt Resolve is a real, operating debt relief firm headquartered in Fort Lauderdale, Florida. At our November 12, 2026 check its BBB profile showed an A+ rating, accreditation since February 28, 2024, a business start date of June 20, 2018 and 71 complaints in the last three years, and its Trustpilot profile showed 4.6 stars from 433 reviews. Both profiles are linked on this page.
A+ with BBB accreditation since 2024, per its BBB profile at our November 12, 2026 check. Ratings change over time, so open the live profile before relying on any number, ours included.
Both firms focus on merchant cash advance debt. Coastal currently holds the better headline BBB grade, A+ against our A-, and we say so plainly. Coastal is accredited; we are not currently accredited, though we are pursuing it. Our case rests on an MCA only practice since 2016, a public library of more than 1,300 funder specific guides, and a 4.9 Trustpilot score from 190 reviews. Compare both public records and talk to both firms before signing anything.
Coastal Debt Resolve, the trade name of ABSM, LLC, lists its office at 6700 North Andrews Ave, Suite 500, Fort Lauderdale, Florida 33309, on both its website and its BBB profile. Its listed phone number is (888) 707-7177. Its site says the service is not available in all states.
Yes. Its website says it negotiates directly with funders to restructure daily and weekly merchant cash advance payments, that it is not a lender, and that it works to resolve UCC liens and confessions of judgment. Its BBB profile describes MCA and commercial debt relief for businesses of all sizes.
Coastal does not publish a fee percentage. Its fees page says each program's cost is customized to the case, based on factors such as total debt, number of creditors and cash flow. Its site disclaimer says clients who stay in good standing may realize savings of 57% before program fees, or 27% including program fees, over 6 to 18 months. Ask for the total fee in writing.
As of November 12, 2026 its BBB profile lists 71 complaints in the last three years and 32 in the last 12 months, with 48 marked answered and 23 resolved. Recent complaints describe repeated calls and disputes over fees and refunds. Complaints are not findings of wrongdoing, so read the company's responses too.
Comparing Coastal with other options?
See where Coastal lands against the full field, or send us your funder contracts and bank statements for a free, no-obligation read with our fee stated up front.
Disclosure: This review is published by Business Debt Adjusters. Coastal Debt Resolve is a competitor. We rank ourselves #1 in this 2026 comparison and disclose our method. Every figure links to its public source, checked August 4, 2026 and rechecked November 12, 2026, so you can verify it without taking our word. No company paid to appear here and no company can pay to change what a page says.
Business Debt Adjusters does not guarantee any settlement outcome, savings amount, or timeline. Results vary with each business's contracts, funders, and finances. Nothing on this page is legal or financial advice.
Comparing South Florida firms? See our record check of MCA Help Services in Boynton Beach.
Where to go from here
If MCA payments are squeezing your business, start with how MCA debt relief works, run your numbers through the MCA true-cost calculator, or get a free consultation on your specific file.
