Why BDA

Eleven years fighting for business owners

Business Debt Adjusters does one thing: we get businesses out from under debt that's strangling them, over $500 million resolved across 11 years, with 4.9★ ratings on Trustpilot and Google. Here's what makes us different from the firms cold-calling you.

What it can mean for you

The track record

$500M+
In client business debt resolved over 11 years
4.9★
Client ratings on both Trustpilot and Google
30–90
Days until the daily draft drain typically stops for enrolled clients
The difference

What you get with BDA that you don't get elsewhere

Business debt only

MCAs, business loans, commercial debt. We don't do consumer credit cards, so our negotiators know MCA funders' playbooks cold.

One dedicated consultant

The person who answers your first call guides you to the last settlement. Your file never gets passed around.

Performance-based fee

No upfront fees. Our fee is disclosed before you enroll and built into your single monthly payment. We get paid for results, not promises.

The honest no

If settlement doesn't fit your numbers, we tell you on the free call and point you toward what does, including when that's a bankruptcy attorney instead of us.

How we work

Built around keeping your doors open

Every program we run starts from the same premise: the business survives. An operating business funds its own recovery; a closed one funds nothing.

That's why draft relief comes first, usually inside 30 to 90 days, before anything else. It's why programs are sized to your real revenue, typically completing in 12 to 36 months. And it's why we'd rather decline a case than enroll a business that can't realistically finish.

The toolkit is the full MCA relief spectrum: settlement, restructuring, reconciliation demands, and coordination with counsel when lawsuits are in play. Confidential from the first call: your customers, competitors, and staff see nothing.

Your first call, in practice

Every advance mapped~30 min
Contracts flagged: COJ, liens, rightsincluded
Honest recommendationeven if it's not us
Cost of the call
$0
No upfront fees. No obligation. Fully confidential.
Where we are: 400 Sylvan Ave Ste 200, Englewood Cliffs, NJ 07632 · (877) 817-0404 · info@businessdebtadjusters.com. Browse the MCA lender directory to see reviews, lawsuit guides, and settlement pages for your specific funders. Business Debt Adjusters is not a law firm and does not provide legal advice.
Got questions?

About BDA FAQ

We negotiate business debt down, primarily merchant cash advances, and restructure what's left into one monthly payment the business can afford. Settlement, consolidation guidance, reconciliation demands, and coordination with counsel when lawsuits or judgments are in play. Business debt only; we don't touch consumer credit cards.

No upfront fees, ever. The consultation is free, and our program fee is performance-based, fully disclosed before you enroll, and built into your single monthly payment. If the numbers don't make sense for you, we say so on the first call and point you somewhere better.

Over $500 million in business debt resolved across 11 years, with 4.9-star client ratings on both Trustpilot and Google. Most client programs complete in 12 to 36 months, with the daily draft drain typically stopped in the first 30 to 90 days.

No. Business Debt Adjusters is a debt settlement and negotiation firm, not a law firm, and we don't provide legal advice. Where litigation, judgments, or confessions of judgment are involved, we coordinate with attorneys so negotiation and defense work together.

One dedicated senior consultant from first call to final settlement. No phone trees, no being handed between departments. Your consultant knows your file, your funders, and your numbers.

Talk to the team that's resolved $500M+.

One free, confidential call with a senior consultant. Straight answers about your debt, whatever they are.

Get my free consultation »