Skyline Funding Reviews and Complaints: Which Skyline Is It?

The name on the agreement and on the debit line of your bank statement decides which company you are dealing with. Here is what each one looks like in the record.

The company's home page offers business capital from $5,000 to $3 million across three products: revenue-based funding, a business line of credit of up to $1 million, and access to SBA loans of up to $5 million through what it calls direct lender partnerships. It says many clients receive funds within 24 hours of signing.

The qualification figures differ between pages, and a reader should not rely on either set:

• The home page and the revenue-based funding page list $180,000 in annual revenue, a personal FICO score of 450 or higher, a business checking account and at least 1 year in business.
• The FAQ page lists at least 6 months in business, a FICO score of 500 or higher and at least $250,000 in annual revenue.
• The home page asks for the last 4 months of bank statements, while the FAQ asks for the three most recent.

The FAQ also says fixed-term financing runs from 6 months to 2 years, that revenue-based financing is collected by automatic debit from the business bank account, that some products offer discounts for early payoff, and that most clients qualify for renewal after paying 40 to 50 percent of the balance. The revenue-based funding page carries text describing a revolving line of credit rather than a revenue-based product, so it does not describe the revenue-based product on its own terms.

Two more details are worth knowing before you sign. The Terms of Service describe Skyline as a company that provides information about financing and facilitates access to it, without guaranteeing approval or terms.

The Privacy Policy says it may share your information with lenders, funders and brokers with your consent, and that it may receive information from lead providers. Taken together with the SBA page's reference to partner lenders, our reading is that some deals arranged through this Skyline may be funded by another company. If so, that company's name will be on the agreement.

When we read the About page on October 21, 2026, its team section showed template placeholder text and sample names rather than real staff. That is not evidence of anything about how the company funds or collects. It does mean the site gives a merchant very little to go on about who runs the business.

The BBB profile for Moon Capital Holdings shows no complaints and no customer reviews. For a file opened in February 2026, that mostly reflects how new the file is. Skyline Funding Capital has no BBB profile that we could find. Its website displays five short customer testimonials chosen by the company, which we treat as marketing rather than a record.

When a funder has almost no complaint history, the best record of how it behaves is the contract and, later, the court docket. Business owners in revenue-based financing rarely file BBB complaints, because disputes run through the agreement and, if they escalate, through a lawsuit.

A search of the CourtListener federal docket index on October 21, 2026 for Moon Capital Holdings, Skyline Funding Capital and Skyline Advance returned no case involving either company; its only hit was an unrelated 2011 claims-transfer filing for a "Skyline Advance Tech Svcs" in a Montana bankruptcy.

A broader search for the bare name "Skyline Funding" returns other filings that mention the name without naming either company as a party, including a separate Skyline Funding NY LLC listed among the subjects of a 2026 document subpoena in a federal bankruptcy lawsuit (Marshack v. World Global Fund LLC, Bankr. C.D. Cal. 8:25-ap-01105).

We found nothing tying those mentions to Moon Capital Holdings or Skyline Funding Capital. We did not search every state court, and many funders file collection cases in state courts, often in New York.

This is a statement about what we found, not proof that no case exists. If you have been served, the caption on the papers tells you which company is suing and where.

Texas House Bill 700 added Chapter 398 to the Texas Finance Code, covering commercial sales-based financing. The law defines that as financing repaid as a percentage of sales or revenue, or by fixed payments with a reconciliation process that adjusts them to a percentage of sales or revenue, which is how most merchant cash advances and revenue-based funding are built. It took effect September 1, 2025. Among its provisions:

• A provider making a specific offer of less than $1 million to a business in Texas must disclose the total amount of the financing, the amount disbursed, the finance charge, the total repayment amount, the estimated time to repay and the payment amounts.
• A sales-based financing contract that contains a confession of judgment, or any similar provision, is void and unenforceable.
• A provider or broker may not set up automatic debits from a business's deposit account unless it holds a perfected, first priority security interest in that account.
• Providers and brokers must register with the Office of Consumer Credit Commissioner. Businesses already operating when the law took effect have until December 31, 2026 to register.
• Violations carry a civil penalty of $10,000 each, enforced by the state. The statute does not create a private right of action.

The chapter applies to financing offered to a recipient in Texas whether or not the provider has an office there, so it can matter to a Texas business that signed with either Skyline.

Whether these rules apply to a specific agreement, and what follows if one was not met, depends on the facts and on when the deal was signed. That is a question for counsel, but it is worth knowing the rules exist before you talk to anyone about your balance.

If your business is run from New York, that state's rule at 23 NYCRR Part 600 requires an estimated APR disclosure on sales-based financing offers of $2,500,000 or less, and requires a broker to pass along the funder's disclosure unaltered.

• The exact company named as the funder: Moon Capital Holdings, LLC, Skyline Funding Capital LLC, or a third party that one of them arranged.
• The amount funded, the amount actually disbursed after fees, the total payback and the balance still outstanding, from the payment history.
• How payments are collected, and whether the agreement gives the funder a security interest in your bank account.
• Whether the agreement contains a confession of judgment, a personal guaranty, or a clause naming the courts of a particular state.
• Whether there is a reconciliation clause that lets you request lower payments when revenue drops.
• Whether a UCC financing statement was filed against the business, which you can check with your secretary of state.

Do not stop the debits or move the operating account on your own. Under most agreements of this kind either step is defined as a default, and it is the event most likely to turn a payment problem into a lawsuit.

• Moon Capital Holdings, LLC, BBB Business Profile, BBB serving North Central Texas. Alternate names, rating, accreditation status, addresses, phones, website, categories, file and start dates, complaint and review counts, read October 21, 2026.
• skylineadvanced.com, website listed on the BBB profile (not linked: its security certificate does not match the domain). Loaded October 21, 2026; showed a registrar default landing page.
• Skyline Funding home page, Skyline Funding Capital LLC. Products, amounts, requirements, timing and company claims, read October 21, 2026.
• Revenue-Based Funding, Skyline Funding Capital LLC, read October 21, 2026.
• FAQs, Skyline Funding Capital LLC. Requirements, documents, terms, collection method and renewals, read October 21, 2026.
• About Us, Skyline Funding Capital LLC, read October 21, 2026.
• Terms of Service, Skyline Funding Capital LLC, effective September 9, 2026.
• Privacy Policy, Skyline Funding Capital LLC, effective July 1, 2025.
• Skyline Funding review, Finder. Location, launch year and BBB status as of June 2026, read October 21, 2026.
• Gage-Wilson v. Chase Manhattan Mortgage Corporation, CourtListener docket, U.S. District Court for the Northern District of Illinois, case 1:05-cv-05801.
• First Place Bank v. Skyline Funding, Inc., CourtListener docket, U.S. District Court for the Northern District of Illinois, case 1:10-cv-02044, filed April 2, 2010.
• CourtListener federal docket search for Moon Capital Holdings, Skyline Funding Capital and Skyline Advance, run October 21, 2026.
• Marshack v. World Global Fund LLC, CourtListener docket, U.S. Bankruptcy Court for the Central District of California, adversary case 8:25-ap-01105; Skyline Funding NY LLC appears in the subpoena exhibit at Doc. 349, filed May 5, 2026.
• Texas H.B. 700, enrolled text, 89th Legislature, adding Chapter 398 to the Texas Finance Code.
• 23 NYCRR Part 600, Disclosure requirements for commercial financing, New York State Department of Financial Services, final regulation text.

This article summarizes public records and publicly available information as of October 21, 2026, principally the Better Business Bureau profile for Moon Capital Holdings, LLC of Dallas, Texas, the website, Terms of Service and Privacy Policy of Skyline Funding Capital LLC, a Finder lender review, the CourtListener federal docket index, Texas House Bill 700 as enrolled, and the New York State Department of Financial Services regulation at 23 NYCRR Part 600.

Docket listings show filings, not outcomes, and no judgment or finding is asserted here. It is not legal advice. Business Debt Adjusters is not affiliated with Moon Capital Holdings, LLC, Skyline Funding Capital LLC or Skyline Funding, Inc.