Roe Taroff & Taitz LLP: Who They Are and What to Do If They Contact You About a Business Balance
Roe Taroff & Taitz, LLP, today trading as Taroff & Taitz, LLP, is a Bohemia, Long Island, New York law firm with a creditors' rights and collection practice alongside business, real estate, bankruptcy and estate work. It is not a funder and not a lender. The phrase as attorney in the name on our earlier page is how the firm appears on UCC and court records when it acts for a creditor, and a 2020 bankruptcy notice lists The Business Backer LLC, a business lender, c/o Roe Taroff & Taitz at the firm's Johnson Avenue office. An earlier version of this page described the firm as an MCA funder and quoted factor rates for it. That was wrong and has been removed. If this firm is writing to you, a creditor has placed the account with it, and the paperwork behind that account decides what happens next.
What Roe Taroff & Taitz is
Taroff & Taitz, LLP (tarofftaitz.com), formerly Roe Taroff & Taitz, LLP and, in older records, Roe Taroff Taitz & Portman, LLP, 1 Corporate Drive, Suite 102, Bohemia, New York 11716, with a second listed office at 630 Johnson Avenue, Suite 105, Bohemia, phone (631) 475-4400. Martindale records the firm as established in 1999. Its site describes a full-service Long Island law firm licensed throughout New York State, organised into business (admiralty, bankruptcy, business formations, commercial litigation, financial institution representation, foreclosures, real estate), personal (estate planning, guardianships, personal injury, workouts) and a collection attorney practice: creditors' rights and collections, financial institution representation, foreclosures, evictions and workouts, summarised as when debtors owe you money, there is an obligation to pay it.
The Better Business Bureau has no profile for the firm as of September 24, 2026, so there is no rating, accreditation or complaint file to report.
What it is not: a funder, a lender or a merchant cash advance provider. There is no Taroff advance, no factor rate and no reconciliation clause of its own. The words as attorney on the old page title came from a filing index, where the firm's name follows the creditor it acts for. If our earlier page led you to expect a funder, disregard it.
Where it appears in the court record
- Counsel and notice address for business lenders. In Michael and Lisa Raso (Bankr. E.D.N.Y. 8-20-73381, November 2020) the creditor list reads The Business Backer LLC, c/o Roe Taroff & Taitz LLP, 630 Johnson Avenue, Suite 105. The Business Backer is a small-business lender and revenue-based financier, which is the closest the record comes to a merchant cash advance connection.
- Creditor's counsel and trustee's special counsel in Long Island bankruptcies. The firm appears as a scheduled creditor for 213,755.60 dollars in NRAD Medical Associates (Bankr. E.D.N.Y. 8-15-72898, 2015), was approved as special counsel to the Chapter 7 trustee in Cool Sheetmetal, Inc. (Bankr. E.D.N.Y. 8-13-74652, order of July 10, 2015), and appears in GDH Capital Corporation, Micro Contract Manufacturing and several individual Chapter 7 cases between 2012 and 2020.
- Commercial and admiralty litigation. Sterling Commercial Credit, LLC v. Federal Electrical Utilities, Inc. (E.D.N.Y. 2010), a factoring dispute, and Wilmington Trust Company v. M/V My 3 Ladies (S.D. Fla. 2010), a vessel case, both carry the firm's name, consistent with the admiralty and financial-institution practice on its site.
- CourtListener returns 18 federal dockets for the firm's names in total, the most recent from 2020. The firm's core collection work is in New York State courts, which CourtListener does not index.
No regulatory action or disciplinary record against the firm was located in the sources checked.
Why a business owner hears from the firm
Because a creditor, a business lender, a factor, a bank or a landlord, placed the account with it for suit or collection. The firm is the creditor's counsel; the agreement, the payment history, the personal guaranty and any UCC filing belong to the creditor, and that paperwork decides what can be argued. Because the firm also handles workouts, a letter from it is not necessarily the step before a summons; it can be the opening of a negotiation.
What to establish from your own paperwork
- Which creditor, which agreement and what balance. Ask in writing, at 1 Corporate Drive, Suite 102, Bohemia, NY 11716, for the creditor's name, the agreement date, the amounts advanced or financed, every payment or debit credited and the balance claimed.
- Whether a suit or judgment already exists, and where. Search NYSCEF, Suffolk County in particular, for the business name and the guarantor's name. If a summons exists, the answer deadline runs from service, usually 20 or 30 days.
- The reconciliation clause (revenue-based balances). If revenue fell and the funder refused or ignored a reconciliation request, that is the centre of most MCA disputes. Pull the clause and the request history before you agree to anything.
- Whether the FDCPA applies. A merchant cash advance or business loan is a commercial transaction, so the federal Fair Debt Collection Practices Act generally does not apply. New York's rules of professional conduct and the general prohibitions on misrepresentation still bind the firm.
- Any UCC filing, confession of judgment or personal guaranty. These decide what can be reached and how fast. See how MCA debt relief works.
If a lawsuit has been filed
The plaintiff will be the creditor, with the firm as counsel. Answer before the deadline; a default judgment ends the negotiation. See what to do if a creditor represented by Roe Taroff & Taitz sues.
Can the balance be settled?
Usually, if the underlying account is real. The firm lists workouts as a service, and placed balances settle within limits the creditor sets; a documented revenue drop, bank statements and a realistic lump sum or schedule tend to be heard, before or after a suit is filed. See how a balance Roe Taroff & Taitz is collecting can be settled.
Business Debt Adjusters reviews the agreement, the payment history and any filings, and tells you what is realistic before you commit to anything.
Frequently Asked Questions
Is Roe Taroff & Taitz a merchant cash advance company?
No. Roe Taroff & Taitz, LLP, now Taroff & Taitz, LLP, is a Bohemia, New York law firm with a creditors' rights and collection practice. A 2020 bankruptcy notice shows it acting for The Business Backer, a business lender. It does not fund advances or loans.
Why does the name say as attorney?
Because the old page title was lifted from a filing index, where a law firm's name follows the creditor it represents, as in The Business Backer LLC c/o Roe Taroff & Taitz LLP. The firm is the creditor's lawyer, not a party to your agreement.
Is Roe Taroff & Taitz legitimate?
It is a Long Island law firm established in 1999 with two published Bohemia offices, a website and a record in federal and state courts, including appointment as special counsel to a bankruptcy trustee. The BBB has no profile for it. Legitimate does not mean the balance claimed is correct; ask for the creditor's name and an itemised account in writing.
Does the Fair Debt Collection Practices Act apply to a business account a law firm is collecting?
Generally no, because merchant cash advances and business loans are commercial transactions. Attorney conduct rules and the general prohibitions on misrepresentation still apply, and a personal guaranty can bring the owner's own protections into play.
What should a business owner do after a letter from Roe Taroff & Taitz?
Identify the creditor and the agreement, request an itemised balance in writing, search NYSCEF for any filed case, pull the reconciliation clause and the guaranty, and get the paperwork reviewed before agreeing to a number or missing an answer deadline; the firm's workout practice means a documented proposal has a hearing.
Sources
- Taroff & Taitz, LLP website (practice areas, collection attorney page)
- Taroff & Taitz, LLP contact page (1 Corporate Drive and 630 Johnson Avenue, Bohemia)
- Martindale listing: Roe Taroff Taitz & Portman, LLP, Bohemia, NY (established 1999)
- CourtListener docket search: Roe Taroff and Taroff & Taitz in federal dockets 2010 to 2020 (The Business Backer LLC c/o the firm; special counsel order in Cool Sheetmetal; NRAD Medical creditor listing)
- BBB search: no profile for Taroff & Taitz (checked September 24, 2026)
Facts on this page were checked against the linked sources on September 24, 2026. Business Debt Adjusters is not affiliated with, endorsed by, or authorized to represent the company described.
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