Mark A. Kirkorsky, P.C.: Who They Are and What to Do If They Contact You About a Business Balance

What Mark A. Kirkorsky, P.C. is

Mark A. Kirkorsky, P.C., doing business as The Law Offices of Mark A. Kirkorsky (MAK). The BBB lists the mailing address as PO Box 25287, Tempe, Arizona 85285, and the firm's site gives its Arizona office as 1119 W. Southern Avenue, 2nd Floor, Mesa, Arizona 85210, with further offices in Las Vegas, Nevada, Smith Center, Kansas, and Newport Beach, California. Incorporated March 20, 1992; BBB file opened May 2009; BBB accredited since February 9, 2016; rated A+. Management on the BBB profile: Mark A. Kirkorsky, Esq., Member; Brandon Hrabe, General Manager; Robert Blackstad, Manager. Phone (480) 551-2173.

The BBB categorises it as collection attorneys, collections agencies and judgment recovery, and lists its products and services as asset recovery, bank searches, collection litigation, credit reporting, debt collection, dialer campaigns, employment locates, executions, garnishments, judgment enforcement and recovery, lawsuit preparation, lien foreclosures, property searches, public record retrieval, skip tracing and subpoenas. The firm's own site says it has supported businesses and credit departments nationwide since 2001, lists creditor's rights and enforcement, lending and credit, litigation, construction and real estate among its practice areas, and runs separate commercial and consumer portals.

What it is not: a funder, a lender, a factor, or a merchant cash advance provider. There is no MAK advance and no MAK factor rate.

Why a business owner hears from MAK

Unlike the consumer card firms, MAK's stated focus is business creditors and their credit departments, and it maintains a commercial portal for them. A business owner hears from the firm when a supplier, lender, lessor or other trade creditor has placed a past-due commercial account with it, often after the creditor's own collection efforts have failed. The firm combines a collection agency's outreach with a law firm's ability to sue and enforce, and its service list (skip tracing, bank searches, employment locates, garnishments) describes what happens after a judgment.

A merchant cash advance funder could place a defaulted account with a firm like this, but the more common case is ordinary trade debt: an unpaid invoice, an equipment lease, a line of credit or a guaranteed business card. The letter identifies the creditor; start there.

What the complaint record says

The BBB profile shows an A+ rating and accreditation since 2016. The most recent published review is from a business owner describing a collection email sent to their company by a firm account coordinator and disputing its contents. That is the shape of the firm's work: business-to-business collection, with the disputes to match. Nothing on the profile suggests the firm is anything other than what it says it is.

What to establish from your own paperwork

• Which creditor placed the account and for what. The letter names the creditor and the balance. Pull your own records for that account before you respond.
• Whether the balance is disputed. Trade debt often carries offsets: returned goods, unperformed services, credits never applied. Put any dispute in writing with the documents attached.
• Commercial or consumer. A business account is outside the federal Fair Debt Collection Practices Act; Arizona and your own state's rules, and the firm's professional obligations as attorneys, still apply. A personally guaranteed account puts the owner's assets in the picture.
• Whether a suit or judgment exists. Search the civil docket in your county and in Maricopa County, Arizona. The firm's services include garnishments and executions, which follow a judgment, not a letter.
• If it is a merchant cash advance balance: pull the agreement, every debit, the reconciliation clause and the personal guaranty, and see how MCA debt relief works.

If a lawsuit has been filed

Answer before the deadline, usually 20 to 30 days from service. A default judgment for the full balance plus fees ends any negotiation and starts enforcement, which is this firm's stated specialty. If served, see what to do when a creditor represented by Mark A. Kirkorsky, P.C. sues.

Can the balance be settled?

Usually, if the underlying debt is real. Creditors who place accounts with a collection law firm set the settlement authority, and a documented dispute or a realistic lump sum is normally heard before suit and often after. See how a balance MAK is collecting can be settled.

Business Debt Adjusters reviews the agreement, the payment history and any letters or filings, and tells you what is realistic before you commit to anything.

Sources

• BBB Business Profile: Law Office of Mark A Kirkorsky PC, Tempe, AZ (accredited since 2/9/2016, A+, incorporated 3/20/1992, services list)
• The Law Offices of Mark A. Kirkorsky company website (offices, practice areas, commercial and consumer portals)

Facts on this page were checked against the linked sources on September 23, 2026. Business Debt Adjusters is not affiliated with, endorsed by, or authorized to represent the company described.