Federated Law Group: Who They Are and What to Do If They Contact You About a Business Balance

What Federated Law Group is

Federated Law Group, PLLC, 887 Donald Ross Road, Juno Beach, Florida 33408 (court filings also give Suite 555 and a North Palm Beach postal address), phone (800) 217-1685, website federatedlaw.com. Directory listings on Martindale, Lawyers.com and LinkedIn describe a firm that specialises in all areas of collection law, practising in Florida, Georgia, New Jersey, Louisiana, Utah, Virginia and Puerto Rico, pursuing credit card debt, consumer loans, student loans, business loans, commercial lines of credit, personal guarantee loans and insurance subrogation, from file placement to post-judgment execution. Inc. magazine listed it as a 2016 Inc. 5000 honoree. Bankruptcy notices name Bryan Manno, Esq. at the firm. On September 24, 2026 the firm's website did not respond and the Better Business Bureau returned no profile under the name; a 2019 post indexed from the firm's Facebook page said its files were being transferred to another Florida law firm, Andreu Palma Lavin and Solis, which we could not open to confirm. Treat the firm's current status as unverified: if a letter carries this name, check the letterhead for the firm actually sending it.

What it is not: a funder, a lender or a merchant cash advance provider. There is no Federated advance, no factor rate and no reconciliation clause of its own. If our earlier page led you to expect any of those, disregard it.

Where it appears in the court record

• Counsel and notice address for creditors. CourtListener returns 108 dockets for the name, nearly all bankruptcy cases through 2025 where the firm appears on creditor schedules or as the c/o address: Cach, LLC c/o Federated Law Group, Attn: Bryan Manno, Esq. (Bankr. N.D. Fla. 23-30416, 2023); On Deck Capital c/o Federated Law Group (VideoMining Corporation, Bankr. W.D. Pa. 20-20425, 2020); and entries in Florida, New Jersey and Pennsylvania consumer and business cases through Rami Alzeideh (Bankr. M.D. Fla. 6:25-bk-06171, September 2025). On Deck Capital is a business lender, which is the closest the record comes to a merchant cash advance connection.
• Appellate substitution. In Velez-Aguilar v. Sequium Asset Solutions (3d Cir. 22-1109, 2022) the firm was substituted as counsel for the collection agency, a Fair Debt Collection Practices Act appeal.
• Only one docket dates from 2024 or later, which is consistent with a wind-down or transfer of files rather than an active volume practice.

No regulatory action or disciplinary record against the firm was located in the sources checked.

Why a business owner hears from Federated

Because a creditor, most often a debt buyer or a business lender, placed the account with it for suit or collection. The firm is the creditor's counsel; the agreement, the payment history, the personal guaranty and any UCC filing belong to the creditor, and that paperwork decides what can be argued. Given the firm's uncertain status, the first question is who is writing to you now and on whose behalf.

What to establish from your own paperwork

• Who is actually writing, and for whom. Ask in writing, at 887 Donald Ross Road, Juno Beach, FL 33408, or at whatever address the letter gives, for the sending firm's legal name and Florida Bar attorney, the creditor's name, the agreement date, the amounts advanced and payable, every payment credited and the balance claimed.
• Whether the account was sold. Debt buyers such as Cach, LLC buy charged-off accounts; ask for the assignment showing the account passed to the party now claiming it.
• Whether a suit or judgment already exists, and where. Search Florida and your own state's court records for the business name and the guarantor's name. If a summons exists, the answer deadline runs from service, usually 20 or 30 days.
• Whether the FDCPA applies. A merchant cash advance or business loan is a commercial transaction, so the federal Fair Debt Collection Practices Act generally does not apply. Florida's consumer collection practices act, attorney conduct rules and the general prohibitions on misrepresentation still do, and a personal guaranty can bring the owner's own protections into play.
• The reconciliation clause and guaranty (MCA balances). See how MCA debt relief works.

If a lawsuit has been filed

The plaintiff will be the creditor or the debt buyer, with the firm as counsel. Answer before the deadline; a default judgment ends the negotiation. See what to do if a creditor represented by Federated Law Group sues.

Can the balance be settled?

Usually, if the underlying account is real and the party claiming it can prove ownership. Placed and purchased balances settle within limits the creditor sets, and a documented hardship, bank statements and a realistic lump sum or schedule tend to be heard; get the settlement and release in writing from the party that owns the account. See how a balance Federated Law Group is collecting can be settled.

Business Debt Adjusters reviews the agreement, the payment history and any filings, and tells you what is realistic before you commit to anything.

Sources

• CourtListener docket search: Federated Law Group in federal dockets through 2025 (Cach, LLC and On Deck Capital c/o the firm; Velez-Aguilar v. Sequium Asset Solutions, 3d Cir. 22-1109)
• Lawyers.com listing: Federated Law Group, PLLC, Juno Beach, FL (practice description and states)
• Inc. 5000 profile: Federated Law Group, 2016 honoree
• BBB search: no profile for Federated Law Group (checked September 24, 2026)

Facts on this page were checked against the linked sources on September 24, 2026. Business Debt Adjusters is not affiliated with, endorsed by, or authorized to represent the company described.