Boris Yankovich (2026): The MCA Attorney Who Files for Splash Advance and Cloudfund — and Your Options
If you got served papers and the plaintiff is Splash Advance LLC or Cloudfund LLC, there's a reasonable chance the attorney name on those documents is Boris Yankovich. He's a Brooklyn-based commercial litigator who has represented both MCA funders in breach-of-contract suits filed across multiple New York counties. This page explains who Boris Yankovich is, what his filings typically look like, and, honestly, whether you need an attorney yourself or whether a settlement firm is the smarter first call.
Business Debt Adjusters is a business debt settlement company. We are not a law firm, we do not employ attorneys to represent you, and nothing on this page is legal advice. If you need legal representation in a lawsuit, you need a licensed attorney. What we can tell you is what happens in most MCA collection cases and where settlement has historically made more financial sense than litigation.
Who is Boris Yankovich?
Boris Yankovich is the founder and principal of Yankovich Law, P.C., located at 415 Ocean View Ave, 3rd Floor, Brooklyn, NY 11235. He was admitted to the New York bar in 2015 after graduating from Benjamin N. Cardozo School of Law. He founded his own practice in 2020 after earlier work in housing court litigation and with the NYC Commission on Human Rights.
His firm's own website describes "litigation and counseling industry leaders in the merchant cash advance space" and states that the firm has "facilitated the collection of millions in judgments." SoloSuit, a consumer legal resource, categorizes Yankovich Law, P.C. as a debt collection law firm. The firm holds an A+ rating with the Better Business Bureau, though it is not BBB-accredited.
His practice covers commercial litigation, debt collection, and outside general counsel work. The MCA-side of the practice is collection-focused: he files on behalf of funders when a merchant defaults, then pursues post-judgment enforcement through available legal mechanisms.
Which MCA funders does Boris Yankovich file for?
Court records show Boris Yankovich has represented two MCA funders across multiple cases in New York courts.
Cloudfund LLC (also known as Delta Bridge Funding): According to court records reviewed on public legal databases, Boris Yankovich and Yankovich Law, P.C. have represented Cloudfund LLC in breach-of-contract cases filed in Nassau County, Ontario County, and other New York jurisdictions. Cases on file from 2022 through 2024 include suits against businesses in industries ranging from land management to staffing to food service. Cloudfund describes itself in filings as "a limited liability company engaged in purchasing future accounts-receivable from retail and wholesale merchants."
Separately: in March 2024 the New York Attorney General filed suit against Cloudfund LLC and Delta Bridge Funding LLC, alleging they were a continuation of Yellowstone Capital, an MCA company shut down after an AG investigation, and that they issued loans with interest rates of up to 820% per year. That litigation is the AG's action, not Yankovich's. He files the funder's collection cases.
Splash Advance LLC: Court records show Boris Yankovich has represented Splash Advance LLC in breach-of-contract filings going back to at least 2021. Documented cases include a June 2021 filing in New York, a March 2022 filing in Kings County, an August 2024 filing in Ontario County, and a September 2025 filing in Monroe County (case E2025019558). Splash Advance is a direct MCA funder headquartered in Boca Raton, Florida, with factor rates reported by industry sources between 1.32 and 1.49.
The pattern across Boris Yankovich's filings for both funders is consistent: breach of contract and breach of guaranty. That means the funder is claiming the merchant stopped paying on a merchant cash advance agreement and that the personal guarantor is also liable.
What an MCA lawsuit from Boris Yankovich actually means for your business
Getting served a summons and complaint from Yankovich Law doesn't automatically mean you owe everything listed on the complaint. It means the funder has decided to pursue collection through the courts rather than continue chasing payments directly.
There will be a response deadline. In New York state court, you generally have 20 to 30 days to respond after being served. Miss it and the plaintiff can seek a default judgment. Default judgments are much harder to unwind than negotiated resolutions.
The amounts claimed often include principal, interest, fees, and attorney's fees, which means the number on the complaint is frequently higher than what was originally advanced. That gap is sometimes negotiable. Sometimes not.
The personal guaranty also matters. Most MCA agreements include one, which means your personal assets are potentially reachable if a judgment is entered, not just business assets. Boris Yankovich's filings typically name both the business entity and the individual guarantor as defendants.
What BDA does instead of litigation
Business Debt Adjusters has been working with business owners on MCA debt since 2015. We've enrolled over $500 million in business debt into settlement programs. What we do is negotiate directly with MCA funders, including Cloudfund and Splash Advance, to reach a resolved payoff that's lower than the current balance. No courtroom. No judgment on the record. The merchant pays the settled amount, and the obligation closes.
That works best when the main problem is cash flow, not a legal dispute about whether the agreement is valid or enforceable. If your situation is "I can't keep up with these payments and need them restructured or resolved," that's a settlement conversation. If your situation is "I was defrauded, the agreement is illegal, I want to countersue," that's a litigation conversation and you need an attorney.
Most of the business owners who call us are in the first category. That's why settlement resolves the majority of MCA cases without anyone ever appearing in front of a judge.
You can learn more about how MCA settlement compares to legal representation on our MCA attorney vs. settlement firm page.
When you actually need an attorney, not a settlement firm
We're going to be direct here, because business owners deserve a straight answer on this.
You probably need an attorney if any of these apply to you:
- A judgment has already been entered against you and your accounts or wages are being garnished.
- You believe the MCA agreement itself is invalid (the confessions of judgment, the stacking, the factor rate) and you want to challenge it in court.
- You have been served and the response deadline is within the next five business days.
- The funder has filed in federal court, not state court.
- You want to countersue the funder for unlawful practices.
In those situations, call a licensed commercial litigator or an attorney who specializes in MCA defense. Do not call a settlement company first and lose days.
For every other scenario: you're behind on payments, you've received collection calls, you got a demand letter but haven't been served, or you were just served and the deadline isn't immediate. A free consultation with BDA costs you nothing and tells you clearly whether settlement is a realistic path.
A blunt word on cost
Attorney representation in a contested commercial case in New York state court typically runs $300 to $600 per hour, with retainers starting at $3,000 to $5,000 for straightforward matters. Contested cases that go through motion practice cost significantly more.
Settlement through BDA is structured as a percentage of enrolled debt, paid over the life of the program. There is no upfront retainer. You know the structure before you sign anything.
Neither path is free. The question is which cost makes sense given what you're trying to accomplish. If you're trying to avoid a judgment and resolve the obligation, settlement is almost always the lower-cost path. If you're trying to challenge the validity of the agreement or defend against specific legal claims, an attorney is the right investment.
Why business owners call BDA first
We've been settling MCA debt since 2015. Over 11 years, we've worked through Splash Advance agreements, Cloudfund agreements, and agreements with dozens of other funders who regularly file suits in New York courts. We know what these funders will and won't accept, what timelines look like, and when a situation has drifted past what settlement can fix.
When we can't help, because a judgment is already entered or the legal posture requires counsel, we say so in the first call. We don't take on cases where settlement isn't the right tool. That policy has kept us in business for over a decade.
If Boris Yankovich's name is on papers that just landed at your door, the first step is understanding what you're actually dealing with. Start there: book a free consultation and we'll tell you plainly what your options are.
Frequently asked questions about Boris Yankovich and MCA lawsuits
How many cases has Boris Yankovich filed for MCA funders?
Court records reviewed across public legal databases show Boris Yankovich has filed multiple breach-of-contract cases on behalf of both Cloudfund LLC and Splash Advance LLC in New York courts from at least 2021 through 2025. The cases span Nassau County, Kings County, Ontario County, Monroe County, and other jurisdictions. The exact total across all state and county courts is not publicly consolidated in a single searchable database, but the documented filing pattern is consistent across at least six confirmed cases found in public records.
Can I settle with Splash Advance or Cloudfund after Boris Yankovich has already filed?
In most cases, yes. MCA funders file suit to move the collection process along, not necessarily because they want a trial. Settlement negotiations can happen after a complaint is filed, and sometimes even after a judgment is entered, though post-judgment resolution is harder and leaves a public record. The closer you are to the response deadline, the more pressure there is to move quickly. If Boris Yankovich has filed and you haven't responded yet, time matters more than anything else right now.
What is Cloudfund LLC's connection to Delta Bridge Funding?
According to the March 2024 New York Attorney General complaint, Cloudfund LLC and Delta Bridge Funding LLC are the same operation, a rebranded continuation of Yellowstone Capital, which the AG's office investigated and shut down in 2021. The AG's filing alleges Cloudfund/Delta Bridge continued issuing the same MCA products through the same personnel. As of late 2024, those two entities were among the remaining defendants who had not settled the AG's action. Boris Yankovich's court filings on behalf of Cloudfund are separate from the AG's case. They are collection actions against merchants, not the regulatory enforcement proceeding.
What happens if I ignore a lawsuit filed by Boris Yankovich or any MCA attorney?
Ignoring it means the plaintiff applies for a default judgment. In New York, that process can move quickly after the response deadline passes. A default judgment gives the funder the legal right to garnish business bank accounts, pursue personal assets covered by a guaranty, and place a lien on property. Reversing a default judgment after the fact is possible but requires showing the court a valid reason for the default and a meritorious defense. It costs money and time, and success is not guaranteed. Responding, or reaching a resolution before the deadline, is almost always the better option.
Is Boris Yankovich the only attorney filing for Splash Advance and Cloudfund?
No. Both Splash Advance and Cloudfund have used multiple attorneys across different jurisdictions. Boris Yankovich is one attorney who appears consistently across court records for both funders in New York state courts. Other filings for these funders may involve different counsel, particularly in other states. If you received a summons and the attorney name is different, the same general information about MCA collection suits still applies. The funder, the obligation, and your response window are what matter most.
Business Debt Adjusters is not a law firm and this page does not constitute legal advice. Court record information cited here is drawn from public legal databases including Trellis.Law, UniCourt, and published case filings as of September 2026. If you have been served with a lawsuit, consult a licensed attorney to understand your legal options and response deadlines.
