Lexington Capital Holdings Reviews and Complaints: The Record

Lexington says it is not a lender. Its site footer describes it as "a financial marketplace and brokerage, not a direct lender," and "Loan terms, rates, and approvals are determined by the lending institutions." The home page says one application puts "roughly 75 lenders, banks and credit unions" to work, that there is "No credit pull to start," and that a business can be matched "in as little as 24 hours." The products it lists are:

Merchant cash advances are part of the mix. The customer support form lists "MCA Loan" and "Renewal" as products, and a company blog post describes obtaining "a Merchant Cash Advance through Lexington Capital Holdings." Another post on its site warns that an advance with a 1.3x payback could mean "an APR of 70–200% depending on terms" and lists stacking as a risk. Lexington also recruits independent sales organizations and brokers, offering an "Override program" that pays partners on deals closed by the partners they refer, and it offers a business financial advisory service covering cash flow, credit and debt structure.

The site says Inc. ranked the company No. 668 on its 2026 Inc. 5000 list and claims more than 1,000 five-star reviews. These are the company's figures, and we have not verified them. None of the pages we read state what Lexington charges for its own service.

Several other entities in New York's corporation records have similar names, including Lexington Capital Corp., Lexington Capital Group LLC and a series of Lexington Capital Partners funds. If you are checking your own paperwork, match the exact name, Lexington Capital Holdings Ltd., and DOS ID 6366995.

Of the three displayed complaints, the most recent, filed 08/11/2026, says the complainant got a call saying they were in collections and that the business was never given a line of credit through Lexington. The company responded that the customer signed a contract for Lexington to facilitate funding, confirmed the plan on a compliance call, received funds from a lender, and then reversed the payment of Lexington's fee, so the account was placed with a collection agency. The customer disputed that and asked for the contract provision and an itemized accounting behind the $3,973.03 balance claimed. In its last response, on 10/02/2026, the company said the documentation is held by the collection agency and that it considers the matter closed on the BBB portal. The complaint is marked answered.

A complaint filed 03/05/2025 alleges that employees pressured the complainant to pay a cancellation fee. The company responded on 04/16/2025 that it had spoken with the client and made corrections within the company. It is marked answered.

A complaint filed 11/15/2023 says the complainant asked for a business line of credit and was instead signed up for applications for several credit cards, under a contract to pay 10 percent of the total amount, and was later told of an additional 6 percent of the card limits to be paid to a lawyer. The company responded on 09/16/2024 that the two sides had reached a mutual decision, and the customer accepted that resolution on 09/17/2024. It is marked resolved.

The BBB does not decide who is right, and neither do we. All three turn on fees charged under the broker relationship, not on a funder's payment terms.

The Telephone Consumer Protection Act is the federal law that limits automated and unwanted telemarketing calls and texts. Both federal suits we found under the company's name are TCPA cases, and both were filed in Texas.

Callier v. Lexington Capital Holdings LLC, No. 3:23-cv-00391, U.S. District Court, Western District of Texas (El Paso), filed October 23, 2023. Brandon Callier, representing himself, sued the company, named in the complaint as "Lexington Capital Holdings LLC," along with Francis (Frankie) DiAntonio, Nicolette DiAntonio and Francis Lewando. The individual defendants match the management on the BBB profile and the company's own team page. The complaint alleged that the defendants called him at least 36 times in May and June 2023 to solicit business funding, that his number had been on the National Do Not Call Registry since 2007, that most of the calls came from what he alleged were spoofed El Paso (915) numbers, and that they continued after he asked them to stop. It brought two TCPA claims and a claim under the Texas telephone solicitation registration law. Callier filed a notice of voluntary dismissal with prejudice on December 8, 2023, and on December 12, 2023 the court ordered all of his claims dismissed with prejudice. The court did not rule on the merits, and the docket does not say why he dismissed the case. The allegations were never tested in court.

Tatum v. Lexington Capital Holdings LLC, No. 6:26-cv-00338, U.S. District Court, Eastern District of Texas, filed July 14, 2026 by Justin Tatum, who is representing himself. The docket classifies it as a TCPA case. The complaint is not available on CourtListener, and the docket lists no address for the defendant, so we could not confirm from the record that the defendant is the Port Jefferson Station company. The listing shows a summons reissued on August 12, 2026 and no later entries, and the case was open when we checked.

A CourtListener search finds "Lexington Capital Holdings" in the text of 3 federal dockets, including the two suits above. The third is a 2016 service list in the Hanjin Shipping bankruptcy in New Jersey, filed years before this company was formed. We found no court opinion naming the company. Allegations are not findings.

Lexington is built for a business owner who wants one application shopped to many lenders, from SBA programs to short-term working capital. That is useful if your file can qualify for the cheaper end of that range. One risk with any broker is that you end up with whatever product a lender will approve fastest, which can be a merchant cash advance with a daily or weekly debit, and that you sign two agreements: the funder's contract and the broker's own fee contract. Before you sign anything Lexington sends, ask in writing:

• Which funder will be named on the agreement, and whether the product is a loan with an interest rate or a purchase of future receivables.
• What Lexington's own fee is, whether you or the lender pays it, when it is earned, and whether it can be collected if you cancel or the funding falls through.
• The total payback, the payment amount and how often it is debited.

Our page on how to tell if your MCA broker misled you covers the promises to watch for, and the MCA calculator converts a factor rate into a cost you can compare. If an application leads to calls from other funders offering to top up an advance, read our page on MCA stacking first.

1. Collect every agreement you signed, both with the funders Lexington placed you with and with Lexington itself, and the payment history for each.
2. Check each funder agreement for a personal guaranty, an adjustment or reconciliation clause, and a confession of judgment.
3. Ask the funder, not the broker, in writing for a payment adjustment if your agreement provides one. Our explainer on MCA reconciliation covers what to look for.
4. Blocking debits or moving your account can be treated as a default under many agreements; check your contract before acting. Our guide on stopping daily MCA payments explains the risks.
5. If a broker fee is in dispute or has gone to collections, ask in writing for the contract provision and an itemized accounting.
6. If you are weighing bankruptcy, read MCA settlement vs. bankruptcy first.

If you are behind or close to it, talk to Business Debt Adjusters about your agreements before you miss a payment.

• Lexington Capital Holdings Ltd., Better Business Bureau profile, read October 26, 2026.
• Lexington Capital Holdings Ltd. complaints, Better Business Bureau, read October 26, 2026.
• Lexington Capital Holdings Ltd. customer reviews, Better Business Bureau, read October 26, 2026.
• Lexington Capital Holdings Ltd., DOS ID 6366995, New York Department of State, Active Corporations dataset, read October 26, 2026.
• Home page, Small Business Loans, Customer Support, Partner Program, How Does a Merchant Cash Advance Work? and The Rise of Merchant Cash Advances, company website, read October 26, 2026.
• Callier v. Lexington Capital Holdings LLC, No. 3:23-cv-00391 (W.D. Tex.), docket listing, with the complaint and the December 12, 2023 order of dismissal.
• Tatum v. Lexington Capital Holdings LLC, No. 6:26-cv-00338 (E.D. Tex.), docket listing.
• CourtListener RECAP search for "Lexington Capital Holdings", run October 26, 2026.