MCA Lawsuit Roundup: September 2026

Short answer: MCA collection filings kept a steady pace through the summer of 2026, concentrated in the same New York venues and driven by a small circle of plaintiff firms. The names on the summonses often do not match the brand on the funding agreement, and the largest enforcement judgment in the industry's history, $1.065 billion against the Yellowstone Capital network, was entered this year. Here is what the public dockets show, and what to check if one of these names appears on papers served to your business.

Everything below comes from public court records: case captions, index numbers and counsel-of-record entries. This is editorial reporting on public filings, not legal advice, and Business Debt Adjusters is not a law firm.

Notable Recent Filings

The 2026 dockets show funders filing in their usual venues at their usual pace. A few examples from this year's records:

• Splash Advance LLC v. Old Town Products LLC, Monroe County NY Supreme Court, Index E2026012856. Splash Advance files upstate through the Law Office of Boris Yankovich, the same counsel who files for Cloudfund LLC, the litigating name of Delta Bridge Funding.
• HS Financial Group, LLC a/a/o Forward Financing LLC v. Singh Oil Cherry Hill, LLC, Nassau County NY Supreme Court, Index 602384/2026. Forward Financing rarely sues under its own name. Defaulted accounts get assigned to HS Financial Group of Cleveland, which then files as assignee.
• Small Business Financial Solutions, LLC v. Pho Hong, LLC, Montgomery County MD Circuit Court, C-15-CV-26-004474. This is Rapid Finance filing in its home Maryland venue through in-house counsel. If a credit pull or summons says SBFS LLC, that means Rapid Finance.
• Credibly of Arizona LLC v. I M J Investments Inc, Maricopa County AZ, CV2026-014097. Credibly runs much of its collection litigation through an in-house desk in Tempe.
• National Funding, Inc. v. ABC Limousine Inc., Orange County NY Supreme Court, Index EF001129-2026, filed by Portnoy Schneck, L.L.C., the firm that also files for OnDeck.
• The LCF Group, Inc. v. Aesthetic Apparel LLC, Nassau County NY Supreme Court, Index 603185/2026, an arbitration confirmation by The Feldman Law Firm, LCF's volume filer in Nassau.

The Firms That File Most, and for Whom

A small number of plaintiff firms handle collection suits for many funders at once. Knowing which firm signed your summons tells you a lot about who you are actually dealing with.

Berkovitch & Bouskila, PLLC is the largest network in the public record, appearing as counsel for eight or more funders: Samson (filing as Samson MCA LLC, see Samson MCA LLC v. MS. G & Associates Inc., Erie County NY), Speedy Funding (Speedy Funding, LLC v. EN Services, Conn. Super. Ct., FST-CV24-6067512-S), 24 Capital, ByzFunder (Byzfunder NY LLC v. Mullins Renovation & Constr. LLC, 2025 NY Slip Op 51105(U)), Cedar Advance, Everest Business Funding (EBF Holdings, LLC v. Emek Renovation Corp., Kings County, Index 505235/2024), Hi Bar Capital (Hi Bar Capital v. Fruit Street Health Inc, NY County, Index 150050/2022) and Kalamata Capital Group (Kalamata Capital Group v. Eighty Five Twenty, Corp., Nassau County, Index 601697/2020).

David Fogel, P.C. appears for six funders, including Prosperum Capital Partners d/b/a Arsenal Funding (Prosperum v. Priority Acquisitions, Inc., Kings County, Index 514373/2022), Star Advance (Star Advance LLC v. Controlled Outcomes LLC, Kings County, filed February 2025), Alternative Funding Group (Alternative Funding Group Corp. v. Dancie Enterprises Inc, Kings County, Index 525916/2023), ML Factors Funding, Queen Funding and Highland Hill Capital.

The AWN&R Commercial Law Group orbit, built around attorneys Jason Gang and Jeffrey Parrella, covers seven funders including Uplyft Capital, which sues as Eagle Phillips NY, LLC (Eagle Phillips NY, LLC v. Somerselle LLC, Kings County, Index 516288/2023), CFG Merchant Solutions (CFG Merchant Solutions, LLC v. Valentis Security Services, Inc., NY County, Index 654515/2020), Amsterdam Capital Solutions and Vox Funding (Vox Funding LLC v. Chaura Coffee and Tea, LLC, Monroe County, E2025011455).

The Name on the Summons Is Not Always the Name on Your Contract

The most practical takeaway from two waves of docket research: funders often litigate under entities merchants have never heard of. If you search the brand on your agreement and find nothing, search the caption on the summons.

• Harper Advance, LLC is the litigating name behind Elevate Funding, sometimes called Harper Elevate. There are no plaintiff filings under an Elevate Funding caption; the docket runs through cases like Harper Advance, LLC v. Syntech Bioenergy, LLC, Kings County, Index 506729/2020.
• AKF Inc. is FundKite. The funder never sues as plain FundKite; see AKF, Inc. d/b/a Fundkite v. Royal Pets Market & Resort, N.D.N.Y. 1:22-cv-00346.
• 24 Capital has filed through at least three shells: 24 Capital LLC, World Global Capital LLC d/b/a 24 Capital (v. Monitas LLC, Monroe County, E2019006401) and Funders App LLC d/b/a 24 Capital (v. LM Apparel LLC, Kings County, Index 506553/2024), plus a Symplifi Capital d/b/a in Connecticut.
• Cloudfund LLC is Delta Bridge Funding. EBF Holdings, LLC is Everest Business Funding. Eagle Phillips NY, LLC is Uplyft Capital. Kalamata Capital Group holds registered assumed names including Gold Funding Group and Brownstone Funding, so a Gold Funding advance can produce a Kalamata caption.

The Regulatory Backdrop: the $1.065 Billion Yellowstone Judgment

The context every merchant should know this year: in People v. Yellowstone Capital, Delta Bridge, Cloudfund et al., NY County Index 450750/2024, the New York Attorney General obtained a judgment of $1.065 billion against the Yellowstone network, entered in 2026. Delta Bridge and Cloudfund, names that appear on thousands of merchant agreements and summonses, are defendants in that action. It is the largest public enforcement result the MCA industry has seen, and it matters if any of those entities holds paper on your business.

What This Means If You Have Been Served

Every pattern above ends the same way when a merchant ignores the papers: default judgment, then enforcement against bank accounts and receivables. The filings move fast, mostly in New York venues you may never have set foot in, because most MCA agreements say they can. Answering on time keeps your options open, including negotiated resolution. If you are weighing whether you need litigation counsel, a settlement negotiator, or both, start with our breakdown of the MCA attorney vs. settlement firm question, and see how MCA debt relief works when several funders are involved at once.

Frequently Asked Questions

Why is the plaintiff's name different from my funder's name?

Many funders litigate through affiliated entities, registered d/b/a names or assignees. Elevate sues as Harper Advance, FundKite as AKF Inc., Uplyft as Eagle Phillips NY, and Forward Financing assigns defaulted accounts to HS Financial Group. The obligation is the same; only the caption differs.

Does one law firm represent many funders?

Yes. Court records show Berkovitch & Bouskila as counsel for eight or more funders, David Fogel, P.C. for six, and the AWN&R group for seven. The firm on your summons handles a volume practice, which also means these cases follow predictable patterns.

Does the Yellowstone judgment cancel my advance?

No. The NYAG judgment in Index 450750/2024 is an enforcement action against specific defendants. What it means for any individual merchant's balance depends on facts a licensed attorney would need to review. Do not stop responding to an active lawsuit because of it.

Where do these cases get filed?

Mostly Kings and Nassau County NY for the volume filers, upstate NY counties like Monroe and Erie for others, and home venues for the bigger lenders: Rapid Finance in Maryland, Credibly in Arizona. Your agreement's forum clause usually controls.

Where to go from here

Business Debt Adjusters has negotiated MCA settlements for 11 years, with $500M+ in debt resolved and a 4.7-star rating across 243 reviews. If any name in this roundup is on papers served to your business, book a free consultation and see where you stand. All case information above is drawn from public court records; corrections are welcome.